@font-face{font-family:Montserrat;src:url('fonts/montserrat-regular.otf') format('opentype');font-weight:400;font-display:swap}
@font-face{font-family:Montserrat;src:url('fonts/montserrat-bold.otf') format('opentype');font-weight:700;font-display:swap}
@font-face{font-family:Montserrat;src:url('fonts/montserrat-extrabold.otf') format('opentype');font-weight:800;font-display:swap}
:root{--navy:#061f34;--navy2:#0a3553;--blue:#0fa6df;--pale:#eef7fb;--ink:#102b41;--muted:#5e7180;--line:#d6e5ed;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:Montserrat,Arial,sans-serif}a{color:inherit;text-decoration:none}img{display:block;max-width:100%}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}
.header{position:relative;z-index:5;background:var(--navy);border-bottom:1px solid #ffffff22}.nav{min-height:86px;display:flex;align-items:center;justify-content:space-between;gap:30px}.logo img{width:185px;height:62px;object-fit:contain}.nav nav{display:flex;align-items:center;gap:26px;color:#fff;font-size:13px;font-weight:700}.nav .cta{padding:13px 18px;border:1px solid #ffffff66;border-radius:5px}
.hero{position:relative;overflow:hidden;color:#fff;background:linear-gradient(110deg,#061f34 10%,#0a3553 62%,#0fa6df)}.hero:after{content:"";position:absolute;right:-9vw;top:-18vw;width:58vw;height:58vw;border:1px solid #ffffff24;border-radius:50%;box-shadow:0 0 0 8vw #ffffff08,0 0 0 16vw #ffffff06}.hero-grid{position:relative;z-index:1;min-height:620px;display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center}.breadcrumb,.kicker{color:#72d1f3;font-size:12px;font-weight:800;letter-spacing:.15em;text-transform:uppercase}.hero h1{max-width:770px;margin:20px 0;font-size:clamp(47px,6vw,82px);line-height:.98;letter-spacing:-.055em}.hero h1 span{color:#a9e5f9}.lead{max-width:720px;color:#d5e6ef;font-size:clamp(17px,1.9vw,22px);line-height:1.65}.hero-card{position:relative;z-index:2;padding:34px;background:#fff;color:var(--ink);box-shadow:0 26px 70px #00101f55}.hero-card b{display:block;margin-bottom:13px;font-size:19px}.hero-card p{margin:0;color:var(--muted);line-height:1.7}.button{display:inline-flex;align-items:center;justify-content:center;min-height:54px;margin-top:25px;padding:0 24px;border-radius:5px;background:var(--blue);color:#fff;font-weight:800}
.section{padding:96px 0}.section.pale{background:var(--pale)}.intro-grid,.split{display:grid;grid-template-columns:.8fr 1.2fr;gap:86px;align-items:start}h2{margin:10px 0 22px;font-size:clamp(34px,4.4vw,56px);line-height:1.07;letter-spacing:-.045em}h3{line-height:1.25}p{line-height:1.75}.copy{color:var(--muted);font-size:17px}.copy p:first-child{margin-top:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:45px}.card{padding:31px;background:#fff;border:1px solid var(--line)}.card span{color:var(--blue);font-size:12px;font-weight:800}.card h3{margin:28px 0 13px;font-size:22px}.card p{margin:0;color:var(--muted);font-size:14px}.planning{color:#fff;background:var(--navy)}.planning .copy{color:#c6d9e5}.checks{display:grid;gap:13px;margin:28px 0 0;padding:0;list-style:none}.checks li{padding:14px 17px;border-left:3px solid var(--blue);background:#ffffff0b}.local-panel{padding:34px;background:#fff;color:var(--ink)}.local-panel ul{padding-left:20px;color:var(--muted);line-height:1.9}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;margin-top:45px;background:var(--line)}.step{padding:28px;background:#fff}.step b{color:var(--blue);font-size:12px}.step h3{margin:25px 0 10px}.step p{margin:0;color:var(--muted);font-size:13px}.faq{display:grid;gap:10px}.faq details{border:1px solid var(--line);background:#fff}.faq summary{cursor:pointer;padding:20px 22px;font-weight:700}.faq p{margin:0;padding:0 22px 22px;color:var(--muted)}.contact{color:#fff;background:linear-gradient(120deg,var(--navy),var(--navy2))}.contact-row{display:flex;justify-content:space-between;gap:50px;align-items:center}.contact h2{max-width:760px}.footer{padding:55px 0 28px;color:#abc1cf;background:#031522}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:45px}.footer img{width:210px}.footer b{display:block;margin-bottom:14px;color:#fff}.service-links{display:flex;flex-wrap:wrap;gap:17px;margin-top:35px;padding-top:25px;border-top:1px solid #ffffff18;font-size:12px}.legal{margin-top:25px;font-size:11px}
@media(max-width:820px){.nav nav{display:none}.hero-grid,.intro-grid,.split{grid-template-columns:1fr;gap:42px}.hero-grid{padding:95px 0 65px}.cards{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.contact-row{display:block}.footer-grid{grid-template-columns:1fr}}
@media(max-width:540px){.wrap{width:min(100% - 28px,1160px)}.section{padding:70px 0}.cards,.steps{grid-template-columns:1fr}.hero h1{font-size:45px}.logo img{width:160px}}